Why us

What makes the difference when you are unwell abroad.

Plenty of policies look similar on paper. The difference shows up on the day you need a hospital in a city you barely know, so this is what our members actually get.

Cover that moves when you do

One membership follows you from posting to posting. Change country and your plan carries on, no new underwriting, no fresh waiting periods, no gap while paperwork catches up.

Renewable for life

We do not withdraw cover because you made a claim or because a condition developed while insured. As long as premiums are paid, your membership continues.

Treatment at proper hospitals

Members are treated at recognised private facilities, with the bill sent to us rather than to you wherever direct settlement is possible.

Someone answers at 3am

Illness abroad rarely happens at a convenient hour. Our care team works around the clock across multiple languages and time zones.

Built around families

Partners, children and dependants sit on the same membership, with shared documentation and one renewal date to remember.

Experience behind you

Decades of specialist expat insurance experience, with rated underwriting partners standing behind every plan.

Side by side

International cover against a domestic policy.

Where you can be treated
Full private hospital treatment worldwide
Usually one country, or one network
If you move abroad again
Global coverage continuation
Policy typically lapses
Paying the hospital
Settled directly with the provider
Often pay first, claim later
Renewal after a claim
Guaranteed for life
May be reviewed or declined
Getting hold of someone
24/7 customer support
Local office hours

See what it would cost you.

A few questions about who is covered and where you live is all we need to price all three plans for you.